Templates and themes are an easy way to create easy to remember, but difficult to guess, passwords. Examples follow.
Create a template.
You can use a template of a combination of letters, punctuation, and digits for all passwords you create from now until the great day when passwords are no longer required. Once you create your own template, you'll never have to create another. It will be yours forever. Here's a simple example:
Ucc?DD where:
U is an upper case letter
c is a lower case letter
? is a selected punctuation mark - in this case a question mark.
D is a digit
Remember, do not use the examples you find here, choose one that is unique.
Choose a theme.
The theme changes with every password. For these examples we'll use Snow White and the Seven Dwarfs, Psalms 23, and Ali Baba.
Combine your template and theme.
Using the above template (Ucc?DD) and theme (Snow White), we get: Sno?07
When you later change passwords stay with your template but change themes. Let's get biblical: The Lord is my shepherd..., also known as the 23rd Psalm, becomes: Psa?23
Ali Baba and the 40 thieves becomes: Ali?40
The advantage to those who have multiple passwords is obvious: you can have multiple, complex passwords and only must remember your (unchanging) template and your (changing) theme.
Here are some more complex and better examples:
?0sNo?7W Snow White again, using the template: ?DcUc,DU
Notice this password uses eight characters, the two digits are both split up and mixed in with the letters, the second and fourth letters are uppercase, and two punctuation marks were used.
S?ea!07S Seven Seas, using the template: U?cc!DD.U
Same idea as above using different punctuation and a different organization of upper and lower case.